20th Thursday Sep 2012

How to Buy a House, Step 1: Get a Loan

Written by: Vanessa
Comments: 0
Category: Real Estate Bits

Spicy hot in Glassell Park: 1950 Mid-Century with 33 offers in 7 days and only 1 winner

You scour Curbed, peruse the Eastsider and DVR every home improvement show on HGTV. Your lease may be up for renewal and you’re probably wondering, why am I paying $1500 or more a month? Expecting a 3rd bundle of joy and wondering where to fit her in your 2BR? You hear your friends talking about this awesome agent with an incredibly popular blog called Soulful Abode

That’s how it always starts. Have you contracted the I-want-to-buy-a-house bug? Before you do anything — go to open houses, Redfin every house around you and even contact an agent, the very first thing you have to do is pre-qualify for a home loan. If a house looks good and is priced well in a decent neighborhood, it’s going to fly off the market. Unfortunately, if you’re not armed with a pre-approval, you can say goodbye to the charming bungalow you saw last weekend.

So how does it work? It’s as easy as a 15-minute phone call or an email with my incredibly awesome, miracle-loan guy Eddie Ajamian of Franklin Loan Center in Pasadena. You can reach him at 626-826-5225 or by email. If you don’t dilly dally and send him everything he needs, you can get your loan pre-approval letter within hours. With that letter, we can write an offer on any house within your budget and schedule the movers.

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